• LinkedIn App Icon

© 2015 by Accountable Care Solutions Group, LLC

Our Leaders & Key Strategists



Mr. Larry Dust is Chief Executive Officer of the Key Family of Companies, and has an extensive and varied background in the insurance industry.  Early in his career he was a brokerage supervisor for Aetna Life and Casualty, and then co-founded Life Insurance Brokerage Agency, Inc. an independent life insurance agency in 1973.  In 1976 he co-founded Key Life Insurance, and then established The Key Family of Companies in 1979 as a full-service group benefits administration firm specializing in self-funded medical plans.   The company was acquired by Blue Cross/Blue Shield of Indiana in 1985 and Larry became a member of the executive management staff of the Associated Group, the parent of Blue Cross/Blue Shield.  In 1992 he repurchased the company and since that time has developed the business into one with a nationwide presence. Key Benefit Administrators, which is considered to be the leading benefits administrator in the Midwest and Southeast, is one of the country’s largest independently owned third party administrators.  With its two primary locations in Indianapolis, Indiana, and Fort Mill, South Carolina, the Key Family is a commonly held group of over ten benefits-related organizations. On May 4, 2010, Mr. Dust was awarded a first of its kind patent by the United States Patent and Trade Office. The patent covers the design and application of services provided by the American Health Data Institute and is a method of optimizing healthcare services consumption. A second patent was approved by the USPTO in 2011 which broadens and enhances the initial patent’s scope. A native of Indiana, Mr. Dust is a graduate of Indiana University.

Dr. David Cook, Chief Medical Officer - AHDI
A seasoned physician executive with experience managing a physician group practice, a major clinical department in one of the nation’s largest private hospitals, and the quality management system of a developing integrated delivery and financing system, David is a critical resource for dealing with issues requiring physician consultation or in-depth medical evaluation. A graduate of Wabash College and Indiana University, Dr. Cook is board Certified in Medical management, Pulmonary Disease and Internal Medicine; he is a Fellow of the American College of Chest Physicians and the American College of Physicians; and he is a Certified Quality Manager by the American Society of Quality Control. Dr. Cook joined the Key Family in April 1998.

Nancy C. Blough, JD, MBA, Exective V.P. - AHDI
Nancy is the Executive Vice President of the American Health Data Institute, a company owned by the Key Family of Companies. Nancy has been with the Key Family of Companies since 1998 in the roles of Chief Operating Officer and President of the Southeast Office TPA. Prior to joining The Key Family of Companies, Nancy was the Director of Strategy and Design, Healthcare Management for Ford Motor Company in Dearborn, Michigan. Her responsibilities included group medical, workers compensation and disability benefits for active and retired employees of Ford Motor Company. Nancy was also on the Board of Directors of Blue Cross and Blue Shield of Michigan. Prior to joining Ford Motor Company, Nancy was the Deputy State Health Commissioner for the Indiana State Department of Health. Ms. Blough received her MBA, Doctorate of Jurisprudence and undergraduate degree from Indiana University. Nancy is an adjunct professor in the Belk School of Business at the University of North Carolina Charlotte as well as a member of the Kelly School of Business MBA Alumni Advisory Board. She is licensed to practice law and is a certified mediator.


Jack Hill

Integrated, Patented + Proven Population Health Management

Jack Hill – Executive Vice President & Partner.  Jack has over twenty eight years of experience in the medical practice mangement, HMO, CMS approved CO-OPs, insurance and employee benefits industry providing services to physicians, hospitals, Union Funds, HMOs, insurance companies, Third Party Administrators, and other insurance related organizations. Jack’s experience includes senior executive and ownership positions within the reinsurance, managed care, and employee benefits industries. Jack is the author of numerous publications for the employee benefits and healthcare industry, most notably “Electronic Data Interchange: The Physicians’ Guide” written for the American Medical Association, and has written for Employee Benefit News, Accountable Care News, Employee Benefit Advisors, St. Anthony's Capitation Report, Health Insurance Underwriter, and the Self Insurer publications. He is a member of the Health Underwriters Association and the Healthcare Financial Management Association (HFMA).  Jack is a graduate of Taylor University and has completed postgraduate work at the Wharton School of Business and Ball State University.

Heath Parker - Executive Vice President, Sales & Marketing.  Heath has over 14 years experience in the employee benefits industry working on consulting with agencies, insurance companies, and Third Party Administrators on the sales and implementation of products, marketing, strategies, and distribution. Heath has been successful in the deployment of specialized products within hospitals, agencies and Third Party Administrators and achieved significant growth in each of these segments throughout his career. Heath joined the executive team at Key Benefit Administrators in 07’ and is currently deploying these creative and unique strategies in his position at Key Benefit Administrators. Heath is a graduate of Denison University in Granville, OH.


Bret Petrick, CLU, ChFC, CSFS is a Distribution Partner with Accountable Care Solutions Group, LLC and has almost twenty years of experience in the insurance and risk management industry providing services to closely held as well as public companies.   He has been a featured speaker on several topics for groups most recently including the Northern California HR Association.  Bret’s experience includes senior executive as well as ownership positions in the employee benefits consulting industries.  He is a member of Healthcare Financial Management Association (HFMA) and Northern California Human Resources Association (NCHRA).  Bret is a graduate of San Jose State University as well as holding the following professional designations: Chartered Life Underwriter, Chartered Financial Consultant and Certified Self Funding Specialist.


Joe Harvey is the President of Key Partners, Inc. (KPI).

He is a graduate of The Ohio State University with a Bachelor of Science (BS) in Administrative Sciences and holds a Master of Business Administration (MBA) from Capital University. Joe is also a Health Insurance Associate

a designation obtained through the Health Insurance  Association of America. Although Joehas been a member of the Key Family in the past as Director, Network Development with KPI from 1998–2000, he has recently rejoined the Key Family of Companies in his present capacity in May 2014.  Throughout his career Joe has

held key management roles with leading companies in the managed care industry including Anthem Health Systems,

UnitedHealthcare and Unicare – a Wellpoint affiliate. Joe brings significant experience in the areas of managed care contracting, strategic planning, new business development,

market expansion and network administration and has over 30 years of experience in various aspects of health care